News RSF_en Organisation =http://www.rsf.org/article.php3?id_article=17933 June 16, 2008 – Updated on January 25, 2016 Assistance grants Help by sharing this information
The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Print This Post January 27, 2016 1,922 Views Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago HOPE NOW Loss Mitigation Non-foreclosure solutions 2016-01-27 Brian Honea Demand Propels Home Prices Upward 2 days ago Subscribe The Week Ahead: Nearing the Forbearance Exit 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Servicers Navigate the Post-Pandemic World 2 days ago Tagged with: HOPE NOW Loss Mitigation Non-foreclosure solutions Previous: DS News Webcast: Thursday 1/28/2016 Next: Ocwen and the City of Milwaukee Combine to Fight Effects of Foreclosure Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles While foreclosure continue to steadily decline, the number of foreclosure alternatives completed is adding up, and the industry completed another 99,000 foreclosure prevention actions in November 2015, according to data released by HOPE NOW on Wednesday.The 99,000 foreclosure prevention actions completed in November included permanent loan modifications, deeds-in-lieu of foreclosure, short sales, and other workout plans. Meanwhile, at the other end of the spectrum, foreclosure sales for the month totaled 24,500, meaning that non-foreclosure solutions still outpaced completed foreclosures by a four to one ratio.”This metric is important as it shows the breadth of solutions available to at-risk homeowners and that these homeowners are likely to receive an alternative solution to foreclosure,” HOPE NOW’s report stated. “It is interesting to note that nearly 40 percent of foreclosure alternative solutions for families were repayment plans. This indicates most families are experiencing short term hardships.”Approximately 26,00o of the foreclosure prevention action were permanent loan modifications, according to HOPE NOW. This number included 19,000 modifications through proprietary programs and 7,691 through the government’s Home Affordable Modification Program (HAMP).”As we turn our attention to 2016, our data continues to indicate recovery in the overall housing market,” said Eric Selk, Executive Director of HOPE NOW. “Our November report shows that key trends remain consistent with previous reports. Specifically, foreclosure starts and foreclosure sales completed are at or near pre-crisis norms. Although fewer modifications are being reported, families are receiving assistance through foreclosure alternative solutions such as retention plans and formal repayment plans. This is reflective of an early intervention process that all servicers are employing. The goal is to keep families in their home and respond quickly when someone goes delinquent.”The number of serious delinquencies in the mortgage market also tumbled year-over-year in November, from 1.97 percent down to 1.65 percent, according to HOPE NOW.”Another key indicator of positive market stability is the decline in serious delinquency,” Selk said. “HOPE NOW tracks those homeowners who are 60+ days delinquent and we have reported a steady total of about 1.65 million borrowers for the past 5 months. This is a far cry from the nearly 2 million borrowers who were seriously delinquent just 18 months ago. This is a true testament to the hard work of the HOPE NOW Alliance and others, as well as the recent jobs report and economic recovery.” About Author: Brian Honea Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago Home / Daily Dose / Non-Foreclosure Solution Totals Are Piling Up Non-Foreclosure Solution Totals Are Piling Up Share Save in Daily Dose, Featured, Government, News
Last weekend, Brooklyn-based funk army Turkuaz strutted their stuff at The Spot in Providence, RI for quite the tasty performance. The band has been taking no prisoners, following their funky 2015 release Digitonium with some exciting tours and concerts nationwide.Thanks to master videographer MKDevo, we have full show footage from last Friday’s performance, complete with so many Turkuaz classics and a soulful cover of The Band’s “The Shape I’m In” as a concluding encore. Tune in below:Setlist: Turkuaz at The Spot, Providence, RI – 2/26/16Set One: Intro, Percy Thrills (The Moondog), Nightswimming, Murder Face, Babies Makin’ Babies, M’Lady, The Mountain, Let It Ride, Tiptoe Through The Crypto, Snap Your Fingers, Bubba Slide, Coast to CoastSet Two: 20 Dollar Bill, Barking Up The Wrong Tree, Chatte Lunatique, Future 86, European Festivity Nightmare, Digital Love, The Generator, Everyone’s a Winner, Gogo Mister Dodo, The Rules, Lookin’ Tough, Feelin’ GoodEncore: The Shape I’m In
So the regular season is complete for the Baldwinsville boys swim team, a successful journey where it went 9-2, only taking defeats to Liverpool and Fayetteville-Manlius.Now the Bees could put its full energy into preparation for the Section III championships late next week at Nottingham High School. The Class A meet is Feb. 13 and the state qualifier takes place on the afternoon of Feb. 15.Before all this, the Bees traveled to Auburn Wednesday night and, earning its ninth win of the season, pulled away from the Maroons to prevail 84-70. Schultz, in 54.28 seconds, pulled away from Auburn’s Riley Fitzgerald (57.24) in the 100 freestyle as German was third and Solomon fourth. Ludden beat the field in the 500 freestyle in 5:10.22.Pairing up, German, Gruppe, Smith and Harrison Meyers swam the 200 freestyle relay in 1:43.65. Schultz, Ludden, Gruppe and Burns went 3:47.47 in the 400 freestyle relay.Share this:FacebookTwitterLinkedInRedditComment on this Story Aidan Solomon had a standout meet. In the 100-yard backstroke he finished in one minute, 6.11 seconds to edge Nick Schultz (1:06.13) by two-hundredths of a second, also helping Schultz, Bailey Ludden and John Burns take first in the 200 medley relay in 1:46.39.Burns led a top-three sweep of the 100 butterfly, going 56.72 seconds ahead of Quinn Gruppe (1:00.34) and Tristan Miranda (1:05.99), while it was Miranda prevailing in the 200 freestyle in 2:00.11 as Alex Lamkoski (2:13.77) edged Nate Durkin (2:15.44) for second place.In yet another 1-2-3 sweep, Harrison German beat the field in the 50 freestyle in 25.40 seconds to the 25.86 from Trevor Kantak and the 25.90 from Eric Smith. Tags: Baldwinsvilleboys swimming
18 April 2012 South Africa and Italy are to work together in tackling international criminal syndicates following the signing of an agreement on police cooperation between the two countries. The agreement covers cooperation in combating trafficking in transnational organised crime, drug trafficking, human trafficking, firearm trafficking, terrorism as well as crowd management and event security. Speaking after signing the agreement with Italian Interior Minister Annamaria Cancellieri in Cape Town on Tuesday, Police Minister Nathi Mthethwa said the agreement would enable law South African and Italian enforcement agencies to work together against increasingly sophisticated global syndicates. It would also allow for the sharing of expertise and exchange of information, as well as exploration of further possible areas of cooperation. Cancellieri said the agreement paved the way for intensified collaboration in the fight against “cybercrime, organised transnational criminality, illicit drug trafficking … trafficking of migrants, arms trafficking, human trafficking and terrorism”. On the issue to terrorism, South Africa and Italy agreed to cooperate in preventing and suppressing terrorist acts in accordance with each country’s domestic law and international obligations. Both ministers agreed that the cooperation would include an ongoing exchange of information on crime and criminal organisations, as well as information relating to specialised anti-crime techniques and training. State Security Minister Siyabonga Cwele and Italian Ambassador Vincenzo Schioppa were also present at Tuesday’s discussions. Source: BuaNews
– This October 30th, join fellow South Africans as we celebrate the spirit of Ubuntu and launch #GivingTuesdaySA in partnership with Brand South Africa.#GivingTuesdaySA is a global day of giving that harnesses the collective power of individuals, communities and organisations to encourage philanthropy and to celebrate generosity worldwide. Following the widely recognised shopping events Black Friday and Cyber Monday, this year’s #GivingTuesdaySA will take place on November 27th and will kick off the giving season by inspiring people to collaborate and give back.Laura Parker, Executive Director for Boys & Girls Clubs of South Africa, and the Global Lead for #GivingTuesdaySA, shared: “I volunteered to get involved in the movement as it’s a pervasive idea that brings the social sector together towards a common goal. Not only does it speak to what non-profits really need, which is funding to support their critical, ongoing operations, but it also celebrates and recognises organisations and individuals who already give.”Founded in 2012 by the 92nd Street Y – a community and cultural center in New York City − #GivingTuesday has inspired millions of people to give back and support the causes they believe in. Over $300 million was raised online to benefit a tremendously broad range of organisations, and much more was given in volunteer hours, donations of food and clothing, and acts of kindness in 2017.“We are incredibly inspired by the way the #GivingTuesday community has embraced this concept for a worldwide movement,” said Henry Timms, founder of #GivingTuesday and Executive Director of 92Y. “As we prepare for November 27, we’re energised and encouraged by the community’s generosity. The levels of creativity, effort and the quality of the new ideas people have contributed and shared are phenomenal.”Terry Pheto, Kabelo Mabelane & Danny Koppel, Brent Lindeque, and Bokang M Tshabalala have all offered their giving stories, in support of #GivingTuesdaySA. They share how they support initiatives and give hope through Save the Children South Africa, the Shout Foundation, the Good Things Guy, and the Bokang Montjane Foundation respectively.Added by Toni Gumede, Strategic Relationship Manager from Brand South Africa: “We are excited to launch this movement in South Africa as it speaks to active citizenship, mobilising individuals around social causes, and has a collaborative value system built into it, which is directly tied to our values as an organisation, and to who we are as South Africans.”The Nelson Mandela Foundation also expressed its support of #GivingTuesdaySA as the ethos of the movement ties firmly in with the centenary celebrations.For more details about the #GivingTuesdaySA movement and/or to set up interviews, please contact:Ntombi NtanziTel: +27 11 712 5071Email: [email protected] www.givingtuesdaysa.org or www.brandsouthafrica.comSocial Media: @GivingTuesdaySA @BrandSouthAfrica @PlayYourPart
Share Facebook Twitter Google + LinkedIn Pinterest Farmers Alliance, LLC. is presenting an informative meeting about harmful algae blooms, research efforts, and how all of this affects on-farm decisions.The event is being held Wed. March 13, 2019 at 16650 Rinehart Rd. Wapakoneta, Ohio 45895.Dinner will be served at 6:00 p.m. with the meeting to follow.Presenters include:Aaron Heilers — Project manager for the Blanchard River Farms NetworkDr. Christopher Winslow — Director of Ohio State University’s Stone Laboratory, and of the Ohio Sea Grant College ProgramMike Hannewald — Northwest Ohio agronomist.Presenters will be providing a glimpse into the research efforts that aim to:Improve detection of HABs and understanding toxin production;Develop new treatment methods for contaminated drinking water;And assess the ability of land use changes to reduce nutrient inputs into aquatic ecosystems.The program will also highlight nutrient sources today, our understanding of agricultural nutrient losses, farmer decisions, possible strategies to reduce P needs by 40%, and information gaps and research needs. Attendees will also learn about effective best management practices including soil sampling, knowing nutrient levels, consistent sampling procedure, how P and N can be kept in place, and using unbiased recommendations. Concerned citizens and the General Public are all invited.
I was hired a few years ago to consult on a new luxury residence to make the house as green as possible. At about 7,500 square feet, many people would argue that it could never be a green home, but as I was brought in after the design was complete, my job was to do the best I could with what I was given to work with. While the builder, Mike LaBelle, had no prior experience in high-performance homes, luckily for everyone, he was very interested and enthusiastic about learning how to build better.We had some very good, open discussions on how this new, high-performance home would work differently than the owner’s existing older home, and the builder, the owner, and I worked together to make the best decisions for the project. ICFs were selected for the wall structure early in the process, primarily for aesthetic reasons. My recommendations included a spray-foam insulated roofline to bring the attic furnace and ducts into conditioned space, solar water heating, high-performance HVAC systems, and an ERV.So far, so goodConstruction went smoothly, and the builder ultimately decided to have the house certified as an EarthCraft House, achieving a HERS index of 56 and meeting the then-available federal tax credit threshold. The owners moved in, and all was well in the world of luxury housing.After a few months, I heard from both the owner and the contractor that the power bills seemed very high. We discussed possible problems, and I offered to come out to the site to help figure out their problem. Ultimately, the owner hired Southface Energy Institute to investigate the problem.The culpritsA mechanical engineer from Southface did a thorough review of the energy usage and equipment in the house, and generously provided me with a copy of his report on the house. The heating and cooling loads were appropriately low for a house of this type, but the electrical baseload was through the roof at about 7,000 kWh per month.Inspections of the existing house systems identified three items that together accounted for over 6,000 kWh of the baseload: a hot water pump, pool pumps, and HVAC supply fans. After the house was occupied, a continuous pump was installed to create a hot water circulation loop to eliminate the wait for hot water in the bathrooms. This pump was installed on the electric backup tank rather than the solar storage tank, causing the electric elements to run continuously as the water was being circulated around the house in an uninsulated line. This accounted for about 4,000 kWh per month.Two pool pumps — one for filtering, one for vacuuming — were running full time, adding another 1,400 kWh per month. Finally, the owners kept the furnace blowers on full time (not realizing that the ERV provided necessary fresh air throughout the house), adding another 900 kWh to the baseload.Simple solutionsRecently, the continuous hot water pump was changed out with a timed pump, the pool pumps were set on timers to run only when needed, and the furnace fans were set to auto. Results are not yet in, but it is expected that these changes will help bring the baseload down to a reasonable level and allow the owners to benefit from the high-performance home they live in. I will report on the progress as I learn more.As the consultant, I was not involved in the pool equipment selection, nor do I have the expertise to make appropriate recommendations in this area. I will, however, research pool equipment for any future projects and share my knowledge with new clients.I always recommend against hot water circulation loops, opting for demand-operated systems. The pump was probably added at the suggestion of the plumber — a typical solution for long hot water runs, with no consideration of the energy penalty involved.Keeping the furnace fans on full time may have been a habit left over from the owner’s previous house or possibly a suggestion of the HVAC contractor; in either case, it was a poor decision that added to excess electrical use.Lessons learnedWhat I took away from this project is the need for everyone involved to always keep the big picture in mind throughout the process, to maintain open communication, and to avoid making changes and additions in a vacuum. The entire construction team must stay in communication throughout the project and stick to the plan; no one should make any changes unless they are considered in the context of the whole house and its systems. Finally, commissioning of mechanical systems is important but rarely done in residential construction; this situation should change.Fortunately, the problems with this project proved to be relatively minor and simple to correct. A less-conscientious builder could have made significant changes and created problems with the building envelope or moisture management that would have been complicated and costly to correct. In this case, all that was needed were some minor adjustments, and the only penalty was some wasted energy.
Jimmy Alapag, now an assistant coach, is confident that this batch of Filipinos is ready to contend.“With the talent that this team has, I’m confident that we can contend,” Alapag said. “Our guys can definitely play and we will make a lot of heads turn. We might not have come here with the (Jason) Castros, the (Ranidel) De Ocampos, the (Terrence) Romeos, and they will see a new breed of heroes for us.”Keifer Ravena, Kobe Paras, Bobby Ray Parks and Christian Standhardinger make their international men’s debuts here and from among the members of coach Chot Reyes’ squad, they are the ones who are least scouted as they are all still not in the PBA.Sports Related Videospowered by AdSparcRead Next Trump strips away truth with hunky topless photo tweet Canada 150 is a selection of players coming from that country’s pro league, the National Basketball League of Canada, and it will be handled by its reigning coach of the year, Kyle Julius.Dallin Bachynski, a 7-footer, Dwayne Smith and gunslinger Deigo Kapelan, according to Gilas’ scouting reports, are the players the Philippine defense need to shut down.The Philippines is actually the defending champion here, having swept the tournament last year with a Mighty Sports team loaded with imports that counted former NBA All-Rookie Team member Al Thornton.This year, Gilas has tapped the services of Mike Myers as its only import. He is expected to just be a role player, the same way he is being utilised in practice.Gilas is shooting to win for the second time, the first since that epic 2013 triumph, with this crew all playing in the Jones Cup for the first time.ADVERTISEMENT Lacson: SEA Games fund put in foundation like ‘Napoles case’ LATEST STORIES Don’t miss out on the latest news and information. “I really wish we drew them as our last game,” assistant coach Josh Reyes said just after touching down together with the rest of the team. “We could have had a chance to see them play first, like we did in 2013 (when the Filipinos beat the United States) when our strongest opponent was our last game.”Tip off time is at 3 p.m. with the Filipinos, despite checking in at the Howard Hotel at Da’an District well over 5 p.m., still able to turn in an hour’s practice at the brand new venue.FEATURED STORIESSPORTSSEA Games: Biñan football stadium stands out in preparedness, completionSPORTSPrivate companies step in to help SEA Games hostingSPORTSWin or don’t eat: the Philippines’ poverty-driven, world-beating pool starsTeam Philippines plays nine games in as many days with its final assignment being Iran, the champion here in five of the last eight years. But the Iranian national side will be without its resident stars Hamed Haddadi and Nikha Bahrami, who have opted to stay home and rest for the Fiba Asia Championship in August.And that now makes Canada the team to beat. National Coffee Research Development and Extension Center brews the 2nd National Coffee Education Congress Hotel says PH coach apologized for ‘kikiam for breakfast’ claim FEU Auditorium’s 70th year celebrated with FEU Theater Guild’s ‘The Dreamweavers’ View comments Gilas Pilipinas team arrives Friday afternoon in Taiwan for the Jones Cup Invitational. Photo by Musong CastilloTAIPEI – Gilas Pilipinas arrived in this progressive island confident of making heads turn in the 39th Jones Cup Invitational as a team of young talents carry the fight in this tournament the country shoots to win for the sixth time.Using the core of the Cadet program, three amateurs and a Filipino-German the country knows practically nothing of, Gilas plunges into action against what many feel is the team to beat in the 10-team, nine-nation meet as the Filipinos clash against Canada 150 at Taipei Peace International Basketball Hall here.ADVERTISEMENT El Nido residents told to vacate beach homes MOST READ Ethel Booba on hotel’s clarification that ‘kikiam’ is ‘chicken sausage’: ‘Kung di pa pansinin, baka isipin nila ok lang’ Church, environmentalists ask DENR to revoke ECC of Quezon province coal plant Robredo: True leaders perform well despite having ‘uninspiring’ boss PLAY LIST 02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games Lyceum backs up hype, slays San Beda for 2-0 start
Poland and Russia qualified for the 2020 European Championship on Sunday, while Gareth Bale’s goal forced Croatia to wait after a 1-1 draw with Wales. Germany beat Estonia 3-0 despite playing with 10 men from the 14th minute.Robert Lewandowski set up both goals for Poland as Chicago Fire midfielder Przemyslaw Frankowski and fellow substitute Arkadiusz Milik scored late in a hard-fought 2-0 win over North Macedonia.Poland is assured of finishing in the top two of Group G, where second-place Austria boosted its hopes of qualifying with a 1-0 win at Slovenia.Russia earlier routed Cyprus 5-0 to join group winner Belgium in securing a place at next year’s tournament. Valencia forward Denis Cheryshev scored twice and set up two more goals for the Russians – who only needed a draw to be sure of qualification – to take their tally to 21 points after seven wins from eight games in Group I.With two games remaining, Russia has 11 points more than third-place Cyprus and 12 more than fourth-place Scotland, which thrashed San Marino 6-0 at a poorly attended Hampden Park in Glasgow.Belgium already had secured its place at the finals, but Roberto Martínez’s team stayed perfect in qualifying with a 2-0 win over Kazakhstan in Astana.Belgium’s Thomas Meunier center, celebrates with teammates after scoring his side’s second goal during the Euro 2020 group I qualifying soccer match between Kazakhstan and Belgium at the Astana Arena stadium in Nur-Sultan, Kazakhstan, Sunday, Oct. 13, 2019. (AP Photo)Michy Batshuayi scored in the first half and Thomas Meunier wrapped up the win in the second, giving Belgium its eighth win from eight games.The Belgians have scored 30 goals and conceded just one.BALE THWARTS CROATIANikola Vlasic scored early to put Croatia on course for a win that would have secured qualification from Group E.Bale’s equalizer in first-half injury time denied the visitors – including Real Madrid teammate Luka Modric – and kept Welsh hopes of qualifying alive.Croatia leads the group by two points from Hungary, which defeated Azerbaijan 1-0 in Budapest thanks to Mihály Korhut’s early strike.The top three in the group are Croatia (14 points), Hungary (12) and Slovakia (10). Wales is fourth on eight points with a game in hand over the top two.GÜNDOGAN SHINESIlkay Gündogan scored twice and set up another for 10-man Germany to beat Estonia with three second-half goals in Tallinn.“The whole week hasn’t been easy,” said Germany coach Joachim Löw, whose side was hit by injuries. “But we didn’t complain. The decisive thing was that we upped the pace in the second half. In the end it was satisfactory.”Emre Can, filling in at center back, was shown an early red card for bringing down Frank Liivak, who would have been through on goal.Germany had never had a player sent off so early in a game before, with Can beating the mark set by Robert Huth’s 15th-minute ejection in a friendly game against Northern Ireland in 2005.Gündogan finally broke the deadlock in the 51st when his effort from outside the penalty box took a slight deflection off Marco Reus’ heel. His second goal six minutes later also took a deflection, this time off a defender.Gündogan’s long pass over the top allowed substitute Timo Werner to wrap up the win in the 71st.Germany and the Netherlands are level on 15 points and well-placed to qualify from Group C. Northern Ireland is third on 12 points.The Dutch earlier claimed a 2-1 win over Belarus in Minsk, thanks to first-half goals from Liverpool midfielder Georginio Wijnaldum.The top two teams of each group advance. The other four qualifiers will come through four tiers of playoffs in March.___By CIARÁN FAHEY Associated PressTweetPinShare0 Shares