African Alliance Insurance Company Plc (AFRINS.ng) listed on the Nigerian Stock Exchange under the Financial sector has released it’s 2017 abridged results.For more information about African Alliance Insurance Company Plc (AFRINS.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the African Alliance Insurance Company Plc (AFRINS.ng) company page on AfricanFinancials.Document: African Alliance Insurance Company Plc (AFRINS.ng) 2017 abridged results.Company ProfileAfrican Alliance Insurance Company Plc is a life insurance company in Nigeria offering a combination of protection (term assurance and group life), savings and investment products. The company is regarded as one of the most experienced and strongest Specialist Life Assurance Offices in Nigeria with some 60 years’ experience in the insurance sector. The company also offers annuity and group life products as well as savings schemes and investment products. African Alliance Insurance operates a network of 18 branch offices. African Alliance Insurance Company has additional business interests which includes developing and managing properties in Nigeria, owning and managing an airline, operating a restaurant and providing catering services. The company has a 100% stake in Axiom Air Plc, a cargo airline company, Frenchies Foods (Nigeria) Plc and a restaurant and catering services company. It has a 96% stake in Ghana Life Insurance Company Plc. African Alliance Insurance Plc is a subsidiary of Conau Plc and has the backing of world-class reinsurers, Munich Reinsurance Company. Its head office is in Lagos, Nigeria. African Alliance Insurance Company Plc is listed on the Nigerian Stock Exchange
Enter Your Email Address My last call on the Lloyds share price was right! Here’s what I’d do now Rupert Hargreaves | Sunday, 15th November, 2020 Image source: Getty Images. There’s a ‘double agent’ hiding in the FTSE… we recommend you buy it! Don’t miss our special stock presentation.It contains details of a UK-listed company our Motley Fool UK analysts are extremely enthusiastic about.They think it’s offering an incredible opportunity to grow your wealth over the long term – at its current price – regardless of what happens in the wider market.That’s why they’re referring to it as the FTSE’s ‘double agent’.Because they believe it’s working both with the market… And against it.To find out why we think you should add it to your portfolio today… I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Click here to get access to our presentation, and learn how to get the name of this ‘double agent’! Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. At the end of October, I said I believed the Lloyds (LSE: LLOY) share price looked undervalued. Since then, the stock’s jumped by nearly 20%. But, despite this performance, I still believe shares in the banking group are deeply undervalued. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Lloyds share price value Lloyds is one of the UK’s largest banks. That means its success is tied to that of the country’s economy. With this being the case, it’s no surprise investors have been selling the stock in 2020. The outlook for the UK economy is highly uncertain. The twin headwinds of Covid-19 and Brexit are creating a toxic operating environment for businesses. However, I’m not bothered about the bank’s short-term prospects. Instead, I’m focused on its long-term potential. This is why I’m excited about the outlook for the Lloyds share price. While the short-term outlook for the business is highly uncertain, I believe it has plenty of potential in the years ahead. For example, as one of the country’s largest mortgage lenders, the bank has seen an increase in profit in recent months, thanks to a mini-housing market boom. As mortgages usually last for many decades, this should lead to increased profitability for many years to come. On top of this, a few years ago, Lloyds acquired one of the country’s largest credit card providers MBNA. As the UK economy recovers from coronavirus, this division should provide a much-needed income stream for the lender. Reducing costsOn top of the above, management’s also been reducing costs in recent years. This has helped Lloyds push its profit margins and return equity to one of the highest levels in the UK financial services sector. Unfortunately, the bank can’t escape low-interest rates. Nevertheless, by reducing costs and diversifying into high-interest credit cards, I think the lender has been able to offset some of these concerns. The banking group’s latest trading updates show it’s been able to mitigate the worst effects of the coronavirus crisis on its balance sheet. I think this puts it in a strong position to surf the UK economic growth wave as the country recovers from the pandemic. Margin of safetyAll of the above should help the bank return to growth in the years ahead. But the real reason I’d buy the stock right now is its valuation.Right now, the Lloyds share price is changing hands at a price-to-book ratio of less than one. That tells me there’s a wide margin of safety in the stock. To put it another way, it seems to me as if investors are taking an overly-pessimistic view of the firm’s outlook.That’s why, despite the recent positive performance of the stock, I’d still buy the Lloyds share price ahead of further profits. 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Save this picture!© Takumi Ota+ 52 Share “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/471809/ishikiri-house-sugawaradaisuke Clipboard Photographs 2013 photographs: Takumi OtaPhotographs: Takumi OtaCollaborators:Masayuki HaradaSite Area:567.23 sqmDesign & Development Managers:Daisuke Sugawara, Hiroshi NaraharaCity:HigashiosakaCountry:JapanMore SpecsLess SpecsSave this picture!© Takumi OtaRecommended ProductsEnclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsEnclosures / Double Skin FacadesFranken-SchotterFacade System – LINEAEnclosures / Double Skin FacadesRodecaRound Facade at Omnisport Arena ApeldoornEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcoreText description provided by the architects. Located on the hillside of Mt. Ikoma, this private residence dominates the city of Osaka. The goal of this project was to create a group of multiple spaces, each with different kinds of qualities. This allows the client to choose the uses of the space for each occasion by perceiving the changes of the surrounding environment over the time. Save this picture!DiagramForm responding to the terrain The site is developed along a stone wall that extended across the terrain.Multiple boxes, scaled to meet the utilities and the priorities were placed according to the contour line. Then these boxes were then deformed to respond to the views, the greenery, the activities, and the surroundings, which determined the form of the building. Spaces between the boxes became a cave-like sequence that opens up to the Osaka plain.This design generation process mediates the natural and the artificial, maximizes the use of the whole site, and creates diversity of utility and experience. Save this picture!© Takumi OtaSurface responding to the time The surface of the building was aimed to wear expressions that changes as with a creature. A condition between monochrome/color and artificial/natural was created, so that it magnifies the changes in hue and saturation each seasons. It looks like a rough engineering work, while it also looks like a rock covered with moss. It wears pitch black darkness, while it also wears countless shades of green. Save this picture!© Takumi OtaGrain and patterns for the concrete framework, mold and the color and gloss of the water repellent sealer were carefully examined and chosen, so that it would maximize the effect on the surface. Save this picture!© Takumi OtaMultiple boxes, multiple spaces The environment stimulates the client to select a each suitable space for each occasion. This type of inhomogeneous space perception is realized by the gap between the boxes. Save this picture!Ground Floor PlanEach box with different plans, height, and views supports everyday life as a functional box such as bedrooms, kitchen, etc. The boxes are also designed to allow the clients to change the usage. But at the same time, various blank spaces are created that is yet to be defined. Difference of the sizes, views, lights, colors, and thermal environments are connectively distributed in this space. The client would search through, view, stop, and relax in the heterogeneity along the blank spaces. Save this picture!© Takumi OtaConnecting with the environment Thermal environment is also designed to connect to the surroundings. By providing at least 2 windows for each boxes, and by placing the gap between the boxes along the contour line, it allows the wind that blows constantly along the mountain terrain to pass through. Further, by arranging the tall staircase box in the middle of the building, it allows the chimney effect and wind circulation to occur, even in the state of windlessness. Moreover, in order to redistribute the rainwater to the soil and the plants on the site, a rainwater utilization system was adopted on the roof of the building. Save this picture!DiagramIn this site there are 3 layers of thermal environment (in/between/outside the boxes), that allows the client to select the usage according to their thermal perception. This gradient in the environment is also attempts to discriminate the physical perspective of indoor with that outdoor. Save this picture!© Takumi OtaThe entire site is converted to a heterogeneous group of spaces, which differs from a space that is optimized towards a specific set of values. Rather than that, this project composes an architecture that is highly receptive of conditions changing over time and a diversity of values, suggesting an optimum solution. Save this picture!SectionWhen synchronic differences created by the diverse shapes overlay on diachronic transitory experience in the diverse natural environment, the created set of spaces captures the diversity in the time axis and in the depth of space perception. Save this picture!© Takumi OtaBy connecting antithetic matter – natural/artificial, limited/free, mutable/immutable, material/immaterial – in a gradient flow, it creates an environment this is in some way like a part of nature that has been there forever, and at the same time like a modern artifact that supports functions of daily life. Save this picture!© Takumi OtaThis place originally holds the beauty of nature and artifacts making full use of each other, which could also be stated as an architecture that integrats with the body and accepts diversity of time and function.Project gallerySee allShow lessThe Japanese Tsunami – 3 Years LaterArchitecture NewsTesistan Warehouse / CoA arquitectura + Estudio Macias PeredoSelected Projects Share 2013 ArchDaily Projects CopyHouses•Higashiosaka, Japan Area: 220 m² Area: 220 m² Year Completion year of this architecture project Architects: SUGAWARADAISUKE Area Area of this architecture project Japan ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/471809/ishikiri-house-sugawaradaisuke Clipboard Year: Year: Ishikiri House / SUGAWARADAISUKE CopyAbout this officeSUGAWARADAISUKEOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesHigashiosakaHousesJapanPublished on January 30, 2014Cite: “Ishikiri House / SUGAWARADAISUKE” 30 Jan 2014. ArchDaily. Accessed 11 Jun 2021.
Manufacturers: Deca por São Geraldo, Dom Gabrie, Gallery, Hill House, Portobello Shop, Rifillim, Terracor, Virgula ZeroAuthors:Eduardo Sáinz, Lilian GlaynaCity:BrasiliaCountry:BrazilMore SpecsLess SpecsSave this picture!© Edgard CesarRecommended ProductsWoodLunawoodThermowood FacadesWoodEGGERLaminatesWoodGustafsWood Veneered Wall & Ceiling PanelsWoodParklex International S.L.Wood cladding – FacadeText description provided by the architects. This house; Casa Clara, is mainly a small house, strong personality and clear solution (clear means Clara in Portuguese). The entire house is delicately supported on the downhill terrain. The landscape have a free view from the interior, even the layout is clear, simple solution with elegant design, in some ways this house is very minimal. Save this picture!© Edgard CesarThe family that lives inside is also small; a couple, a child and 2 cats. The program demands are the same of most private houses; bedrooms, bathroom, open kitchen and etc. But the most important demand is the need of a very fast construction in the minimum size as possible. The result is 89 square meters in Steel Frame. Save this picture!SketchCasa Clara also privileges the thermal control (that is very important in Brazil, as a tropical country) the natural illumination and cross ventilation are also important, identified in the formal volume solution. Some facades are entire solids, some others are totally opened in glass and some other have both demands. Save this picture!© Edgard CesarThe ‘Cobogó” (Brazilian void concrete block) have an important role, guaranteeing the privacy of the occupants, this material also have some control of the afternoon insolation, as a void material this block allows the occupants to appreciate the wonderful sunset in Brasilia.Save this picture!© Edgard CesarThis house also have two facades exposed to the local street, as a solution the architects have created a wall that expand the house perimeter. And the other exposed facade is also totally made in Cobogo, that plays a role of Arabic Muxarabi. Save this picture!© Edgard CesarThis house is also a resume of Brazilian interior design, the furniture is authorial, having the big Brazilian names as Sergio Rodrigues on the chairs, Zanine Caldas have design the armchairs, the bench is created by Leo Romano, sofa and principal armchair is created by Studio Bola, the sideboard, bookcase and cabinets are designed by Studio Virgula Zero. Save this picture!AxonometricThe 70’s memories are all around the house, materials, colors, perfumes are some of the visitor sensation experience, this entire house have a clear solution. Is properly named “Casa Clara”Save this picture!© Edgard CesarProject gallerySee allShow lessWE architecture + Erik Juul’s Urban Garden and Housing to Provide Turning Point for …Unbuilt ProjectWhy IM Pei’s Museum of Islamic Art is the Perfect Building to Suit Doha’s StyleArticles Share 2016 Clara House / SAINZ arquitetura Clara House / SAINZ arquiteturaSave this projectSaveClara House / SAINZ arquitetura Architects: SAINZ arquitetura Area Area of this architecture project Photographs: Edgard Cesar Manufacturers Brands with products used in this architecture project Houses ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/867297/casa-clara-1-1-arquitetura-design Clipboard ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/867297/casa-clara-1-1-arquitetura-design Clipboard ArchDaily Year: CopyAbout this officeSAINZ arquiteturaOfficeFollowProductsSteelConcreteBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesBrasiliaResidential ArchitectureBrazilPublished on March 16, 2017Cite: “Clara House / SAINZ arquitetura” 16 Mar 2017. ArchDaily. Accessed 11 Jun 2021.
May 11, 2010 – Updated on January 20, 2016 Supreme court ruling threatens confidentiality of sources News CanadaAmericas Follow the news on Canada Forum on Information and Democracy 250 recommendations on how to stop “infodemics” November 19, 2020 Find out more November 11, 2020 Find out more Organisation RSF_en January 15, 2021 Find out more “We must impose democratic obligations on the leading digital players” News News Receive email alerts News On eve of the G20 Riyadh summit, RSF calls for public support to secure the release of jailed journalists in Saudi Arabia CanadaAmericas Help by sharing this information to go further Reporters Without Borders is disappointed and disturbed by a Canadian supreme court decision ordering the Toronto-based National Post newspaper to surrender documents pointing to a conflict of interest in a loan that a state-owned bank gave to a friend of former Prime Minister Jean Chrétien.The ruling, issued on 7 May, jeopardises the protection of sources, a fundamental principle without which investigative journalism could not exist, the press freedom organisation said.The supreme court decided to uphold a warrant requiring the surrender of documents that could enable the Royal Canadian Mounted Police (RCMP) to identify the person who gave them to reporter Andrew McIntosh in 2001, when McIntosh was working for the National Post. The RCMP has for years been investigating allegations that the documents, which suggested that then Prime Minister Chrétien helped a friend obtain a loan from the bank, were forged. The supreme court ruled that the public interest served by protecting the identity of informants was important, but that in this case it was outweighed by the public interest in getting at the truth.The case is known as Shawinigate because the friend who, according to McIntosh’s story, benefited from Chrétien’s support lived in his home town Shawinigan, in Quebec province. Insisting that the documents were forged, the state-owned Business Development Bank of Canada filed a complaint demanding their surrender as evidence. The search warrant obtained in 2002 was declared illegal by an Ontario court in 2004. After an appeal court overturned that decision in 2008, the case went to the supreme court.Reporters Without Borders agrees with the Provincial Federation of Quebec Journalists (FPJQ) that the supreme court’s decision sets a terrible precedent by casting doubt on a journalist’s ability to guarantee the anonymity of sources or the confidentiality of documents. Professional ethics, enshrined in the 1971 Munich Declaration of the Rights and Duties of Journalists, require journalists not to reveal their sources.Reporters Without Borders believes the protection of sources is not something that can be judged case by case. Described by the European Court of Human Rights as the “cornerstone of press freedom,” this principle can be restricted only in very few, exceptional situations. The European Court maintains that an “overriding public interest” cannot be used as grounds for violating the confidentiality of sources.The exceptions envisaged by Belgian legislation, the most advanced in this respect, are limited to the “prevention of crimes constituting a serious threat to the physical integrity of persons.” Such circumstances do not apply to this case.France adopted a law on 4 January that recognises the principle of the confidentiality of sources but nonetheless allows the courts to violate it “when an overriding public interest justifies it and the measures envisaged are strictly proportionate to the legitimate objective sought.”
News RSF_en Organisation =http://www.rsf.org/article.php3?id_article=17933 June 16, 2008 – Updated on January 25, 2016 Assistance grants Help by sharing this information
Email Kasia Zabinska and BNest, Eamon Ryan, BNest Founder (centre back) with some of the participants from the 2017-18 BNest social enterprise incubator. Picture: Cian ReinhardtBNest, the first dedicated Social Enterprise Incubator Programme in Ireland held a free Ask&Advise evening at the Bank of Ireland Workbench space, O’Connell Street Limerick.The Ask&Advise evening allowed organisations with an aim of making a positive social impact to share advice, tips, and useful contacts with organisations and people making a social impact in our communities.Sign up for the weekly Limerick Post newsletter Sign Up Eamon Ryan, founder of BNest said, “Our idea was simple – gather together in one room those who work on making a positive social impact and anyone willing to help them and give them advice.“Events like Ask&Advise shows the power of people’s minds when they let themselves loose and share problems with other like-minded people. There is nothing more powerful.”Chris MM Gordon, Founder of the Irish Social Enterprise Network and Managing Partner of Collaboration Ireland was the host of the evening.Mr Gordon said the evening is beneficial for social enterprises who often find themselves “caught between two stools,” as they are trying to make profits selling products and services but are also trying to achieve the social aspect.BNest is an initiative created specifically to help social entrepreneurs nurture their start-ups, it aims to bridge the gap between achieving social impact and running a business, while also supporting its participants on their personal journeys.Applications for the 2018/2019 BNest annual six-month programme will open July 1, 2018. The programme teaches emerging social entrepreneurs how to get their new organisations off to the best start by focusing on key areas related to developing their enterprises, in terms of business, social and personal aspects. Previous articleWin cinema ticketsNext articleEVA tour and talk Cian Reinhardthttp://www.limerickpost.ieJournalist & Digital Media Coordinator. Covering human interest and social issues as well as creating digital content to accompany news stories. [email protected] Kasia Zabinska of BNest says, “We want BNest to be the go-to place for social impact businesses and Ask&Advise events help to increase connectively amongst them and anyone willing to help, because together we can achieve so much more!” adding, “What we’re doing here, is bringing people closer together. Every question asked received great, outside-of-the-box, practical suggestions, and so many useful contacts were shared.”While a third AskAdvise evening is being planned for the second half of the year, BNest encourages everyone interested in this space to attend their event, ‘Social Entrepreneurship – A Path For Me?” which will take place on Saturday, June 9 from 10am to 3pm at the Nexus Innovation Centre at University of Limerick. The event is a half-day interactive and practical workshop to give you insights into the reality of social impact business. It will let you explore the social enterprise space using actual stories of local businesses, non-profits, and community enterprises and help to understand a little more of the possibilities it might offer you. While the workshop is free, they are asking all participants to contribute €25 towards a local charity, Milford Hospice. For more info contact [email protected] the Limerick Post Business section for similar stories. WhatsApp Facebook Advertisement Ann & Steve Talk Stuff | Episode 29 | Levelling Up NewsBusinessBNest creates social impact with Limerick entrepreneursBy Cian Reinhardt – May 11, 2018 2139 Exercise With Oxygen Training at Ultimate Health Clinic Shannon Airport braced for a devastating blow RELATED ARTICLESMORE FROM AUTHOR Twitter Housing 37 Compulsory Purchase Orders issued as council takes action on derelict sites Linkedin TAGSBank of IrelandBNestbusinessCommunitysocialWorkbench Limerick businesses urged to accept Irish Business Design Challenge Print TechPost | Episode 9 | Pay with Google, WAZE – the new Google Maps? and Speak don’t Type!
Pinterest Facebook By News Highland – October 8, 2018 Google+ WhatsApp Important message for people attending LUH’s INR clinic Nine til Noon Show – Listen back to Monday’s Programme Loganair’s new Derry – Liverpool air service takes off from CODA Over 13,000 cigarettes and €7,200 seized by Revenue in Donegal Previous articleMain Evening News, Sport and Obituaries Monday October 8thNext articleMore disabled parking signage being erected in Donegal News Highland Community Enhancement Programme open for applications Homepage BannerNews Twitter Over 13,000 cigarettes and €7,200 in cash has been seized by Revenue in Donegal.During an intelligence led operation in Letterkenny on Friday last, Revenue officers seized 13,400 cigarettes following a search, under warrant, of a residential property.€7,200 in cash was also seized suspecting it to be the proceeds of, or intended for use in, criminal activity.A Polish man in his thirties was questioned.While today at Letterkenny District Court, Revenue officers were granted a three month cash detention order to allow Revenue investigate further.Separately, on Friday, Revenue officers in Galway City seized 10,800 cigarettes and 2.7kgs tobacco. The seized tobacco products were branded ‘Marlboro’, ‘Winston’, ‘Golden Virginia’ and ‘Old Holborn’. A Lithuanian woman in her twenties was questioned at the scene.The combined estimated retail value of the contraband tobacco products is €16,000, representing a potential loss to the Exchequer of €12,680. Investigations are ongoing with a view to prosecution.These seizures are part of Revenue’s ongoing operations targeting the shadow economy and the supply and sale of illegal tobacco products. If you know someone is evading tax or involved in smuggling, report it. Contact Revenue’s Confidential Freephone 1800 295 295 WhatsApp Pinterest News, Sport and Obituaries on Monday May 24th Twitter Facebook Google+ Arranmore progress and potential flagged as population grows RELATED ARTICLESMORE FROM AUTHOR